Some dental offices, pharmacies etc. will be able to file your claim electronically. In these cases, you will be mailed a cheque and that's it! If you are not able to file electronically, you need to mail a claim form and your original receipts to GreenShield. The easiest way to do this is to bring your receipts to the SGPS Office and our Front Desk Staff will help you mail the claim. We'll even pay the postage! If you prefer to do it yourself, please see the Health Insurance or the Dental Insurance section of our site.

Our health and dental insurance is provided by GreenShield Canada. Your insurance begins September 1 and terminates August 31 of the following year. Policy Number: 23786 Your Personal ID: SGP + your-student-number + 00 If your student number is 1234567, your personal id is SGP123456700 The back of your Queen's student card has the policy number and your personal id number.

Prices for September 2010 - August 2011 enrolment Single Coverage: The cost for single coverage is as follows: Health: $260    Dental: $200    Total: $460 Couple Plan: If you already have single coverage, you can add your partner or your child to your plan. Click here to learn more about opting-in. The additional fee for the Couple Plan is as follows: Health: $190    Dental: $190    Total: $380 Family Plan:If you already have single coverage, you can add your partner and/or your child(ren) to your plan. Click here to learn more about opting-in. The additional fee for the Family Plan is as follows: Health: $275    Dental: $300    Total: $575

The SGPS Health Plan provides students with an affordable, easy-to-use plan for a full 12 months. The main features of the Plan are: 80% coverage on most medications prescribed by your physician to a maximum of $5000 per year 80% of dispensing fee (up to $5) For complete details, please click here.

The SGPS Dental Plan protects students with an affordable, easy-to-use plan for a full 12 months. The main features of the Plan are: The Plan provides for 100% coverage for all basic and preventative services, including one annual check-up 75% coverage of minor restorative work, extractions and oral surgery; The Plan is "open", so that you may visit the dentist of your choice; Maximum benefit is $750 per benefit year. For complete details, please click here.

Everyone that is enrolled in the SGPS Health Plan automatically receives out-of-country and out-of-province travel insurance. Plan features are: Comprehensive, 24-hour emergency medical coverage 100% reimbursement for all eligible medical expenses For complete details, please click here.

The SGPS Health Plan covers International Students. All International Students must have UHIP. International Students are able to opt-out of the SGPS Health Plan if you have comparable coverage. There is a Special Committee on International Graduate and Professional Students. This Committee recently released a report on addressing the cost of the University Health Insurance Plan (UHIP).

Summary from the report

All International Graduate and Professional Students at Queen's University are required to subscribe to the University Health Insurance Plan (UHIP). The average annual rate charged under this plan increased by a dramatic 33 percent between the 2005-06 and 2006-07 academic years; this increase places considerable financial strain on an already economically marginalized group. In this report we examine the factors contributing to the cost of UHIP and look at how future cost escalation may be avoided. We conclude that there are unlikely to be any cost-effective alternative insurance providers to UHIP, but that the cost of health insurance could be reduced by hospitals ceasing to charge international students at rates that are considerably greater than the cost of providing the services.

download the full February report here
download the full October report here